Buying

Our New HomeLet’s buy a new home!  As your REALTOR®, Kim can help walk you through the entire process from pre-qualification to the closing table.

Contact Kim Wilkin REALTOR® for your home buying needs

The Time Frame

The entire home buying process usually takes 3-4 months.  From the time you begin your pre-approval process to the day you close can be a long process, but the end result is a beautiful new place to call home.

Pre-Approval

The best way to start your new home search is first to find a lender that will pre-approve you for a loan (unless you are paying cash).  You can choose your own lender, or as your REALTOR®, Kim can offer recommendations of several professionals to speak with about your hopes and needs for your home loan.  With the information you provide, your lender will be able to give you a “Pre-Approval” letter which states the amount of money that you are able to borrow from the bank for a home.

In addition to your pre-approval letter, it is best to have your down payment in a liquid asset account that is easily assessable.  You will want to provide proof of your down payment when you make an offer on a new home.

Education and Research

As your REALTOR®, Kim will provide data and information about neighborhoods, schools, and activities around Austin that will help narrow your search for a new home.  In addition, she will set up a search that sends you new listings every day on homes that fit your criteria in your favorite neighborhoods.  It’s best to have an idea of your must-haves, as well as optional amenities that you would like to have in your home.  With all of your targeted information, searches and gained knowledge, you will be better equipped when you and Kim begin viewing homes together.

Once you find the perfect home, Kim will be able to provide comparative sales, knowledge, and online resources that will help you make the best offer on your new home.

Contract to Close

Once you are under contract on your new home, Kim will guide you through the inspection, repairs, financing, title, and closing.  The “contract to close” process usually takes 30-45 days beginning with the delivery of your option and earnest money to the title company.  Next, a licensed inspector will inspect the quality of the home, and their findings will determine what tradesmen are needed to make the needed repairs. Kim will then negotiate on your behalf with the seller’s agent for the needed repairs.  All the while,you will be working closely with your lender and the title company to make sure they have everything they need for a smooth and timely closing.  The last requirement is signing the documents and receiving the keys to your new home.

CONGRATULATIONS!

“Kim was my agent in my first home buying process about 6 months ago. She was fantastic! She was very knowledgeable and walked me through the whole home buying process.  Her experience working with inspectors, appraisers and contractors was extremely helpful! I am very happy in my new (old) home and will use her again if (and when) I buy my next home in Austin.” ~ Charlie, Austin

“Our experience working with Kim was absolutely wonderful. We were first time home buyers (and now owners!) and had a LOT of questions about the process, the local neighborhoods, etc. Kim was always available to answer any question we had and gave excellent advice. She was extremely focused and diligent in finding the houses that fit our needs and wants, and was more than happy to spend an afternoon (well, many afternoons) taking us all over Austin (we really had no idea what we wanted at first!). Once we found the perfect house, Kim was on top of it! She negotiated for us, gave wonderful recommendations, and she even came with us to sign closing papers for support. She is incredibly professional, knowledgeable, supportive, and SO sweet. We will never use another agent as long as Kim is in Austin! We would recommend her to anyone.” ~ Jennifer John

“I just wanted to express my gratitude & thank you for all the care and devotion you put into assisting me with my recent home purchase. You were very instrumental in every aspect in buying the house I wanted in a hot ‘sellers market’. I highly believe your expertise, your great attitude and your work ethic is what got us the property at a fair price.” ~ Frank Landavazo

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